Tips on Saving Money During Home Improvement Projects

Many people may think that it will cost lots to remodel home. As a matter of fact, home improvement will not cost you much as long as you know some useful tips. When you are deciding to remodel your home, try the following tips which can save you much money on home improvement.

Firstly, you should see which part of your home need an improvement. Go around and note down these parts. After a long-time usage, these parts need to be remodeled.

You can seek the help from your friends, especially from the friend who is an interior designer. They can give you lots of helpful advice on how to remodel your home effectively and economically. These advice may differ from one person to another. When this is in case, you should compare these tips to see which is more favorable to finish the entire project.

Hiring a good contractor is also very important. You would better find one you are familiar with. These contractors can do the job for cheaper prices. Keep in mind that you can hire these professionals at an favorable price when there is not much work going on in the neighborhood.

Repainting the ceiling or walls is one thing most people will do when remodeling their home. This is easy. You just need to buy some paint and find a time to do it. You should do the task weekly so that one area of the house is finished before moving on to the next.

Certainly, you can do your home improvement whenever you like, but remember you can save much money when you do it in the lean months.

What Is Modernization?

Modernization is the process of change in the sectors of the economy, politics and social systems. These changes reflects the movement of societies from a traditional stage to a more modern phase.

How does modernization occur?

Modernization occurs through:

1. Colonialism: this is an important reason for modernization. The Indian colonial master introduced the English language which was the first sign of modernization.

2. Migration: this is also a reason for modernization. This can especially be illustrated by the migration of Europeans to the colonies in the 18th and 19th centuries.

Aspects of modernization

The following points are the basic aspects of modernization:

1. The modern way of living: this happens when the old way of living changes into a modern way. Example replacement of mat with a dining table or replacement of pitcher with a water cooler.

2. Changes in residence: for the comfort of living, some people changed their residence from wooden huts to houses made with bricks.

3. Mass media: A communicate through narration has now being replaced by newspapers and internet.

4. Urbanization: The domestic migration to cities or urban areas from rural areas. Example: Just after the independence of Pakistan, 87% population was living in villages and 12% was in cities. But presently 68% lives rural ares and 32 % can be found in urban areas. This is one of the main characteristics of modernization.

5. Change of profession. In the beginning, the economy was agrarian in nature, but in due time industrialization occurred. This is another main feature of modernization: the rapid industrialization of societies.

6. literacy and education: a situation whereby the population literacy rates increase dramatically.

7. High per capital income: the significant rise of the per capital income is important due to the higher purchasing power of the people which will, in turn, boost significant economic growth.

Economic aspects of modernization

The economic aspect of modernization can be derived from the following points:

1. Money: this takes place when the barter system has now been replaced with paper money.

2. Wage system: this happens because in traditional societies wages were not connected to time whereas in modern societies wages became related to time.

3. Communication system: communication is compulsory for economic development. because communication is important for economic, social and political functioning.

4. Technology and its application: through modernization, the technology applied in daily lives of the people has replaced the old ways of doing things with manual/animal powert.

5. Preservation of food products: the storage of food and other products and the distribution of such items in a systematic way increases the consumption and production of food products..

Political modernization

Political modernization is regarded as the result of economic development and social mobilization.

Political modernization contains three elements:

1. Validation of authority

2. Development of political participation

3. Differentiation of structure

Characteristics of political modernization

The following are the most important characteristics of political modernization:

1. It increased the influence of a single Authority: with the process of political modernization, the influence of a single authority and its agencies increased and become widespread.

2. Variation of functions: political modernization has brought a clear picture of the differentiation function.

3. Ultimate power rest with the people: political modernization can be observed with the shifting of ultimate power to the people which occurred slowly and gradually.

4. Democratic values and principles become popular: Like Nelson Mandela said: one man, one vote and regular elections to clean up the political swamp.

5. Secularization of politics: the separation of religion and state.

Mentoring That Leaves an Indelible Imprint on Your Soul

Learning from books feeds our brains. Experience builds skills and expertise. Effective coaching shapes and drives the way we work and see the world. And then there is that wonderful, elusive sort of mentoring that leaves an indelible imprint on the soul. Here are the stories of two people who have provided me with the sort of coaching that leaves an indelible imprint on the soul, and a powerful impact on my life.

Maggie
Maggie was a tiny fireball, a real force of nature. She started a national movement after she retired from the Presbyterian Church, which she called forced termination from employment due to age. A number of us lived in shared housing with her in Philadelphia, and often worked with her on different projects. A savvy optimist with no rose-colored glasses, she would often say: “When you’re working on something important, you never let roadblocks deter you from your goal. If there’s a rock in the road, move it, go around it, or over it. And, if nothing else works, then tunnel under it.” And she did. In her old age, she was elected to the National Giraffe Heroes Project for sticking neck out, a commendation which was always a badge of honor for her.

Maggie led by example, demonstrating a model of passion, persistence and power. Whenever she would meet people after speaking engagements or workshops, she would ask them about what they were doing, show them why their work was important, and encourage them. People would walk away from those conversations excited and empowered, because Maggie had validated them, and told them their work had impact and value. She was very supportive to people working to make a positive difference in the world – and a well-researched, dramatic critic of those she found to be creating harm. When she died, a major national newspaper wrote that Maggie had no children. The newspaper was corrected by her friend and foundation executive who said “Maggie had thousands of children she nurtured over the years, spread across the country and the world.”

Michael
Michael is a retired publishing executive who has built many large publishing businesses over the years. An extremely successful businessman, he is surprisingly humble and self-deprecating about his many achievements. Even when he has been quite busy, Michael has always found the time to focus on his friends and colleagues with undivided attention. In talking with him, you feel like he has all the time in the world for you. He listens in such a way that, when he responds to you, it is with a very deep level of understanding.

Gentle with his suggestions and advice, Michael would share about strategies he had used that were successful without saying “you should do it this way.” He lets you figure out the connection between the strategies he used to successfully surmount challenges, and your own situation. When he suggests something, it is with grace and tact. Michael often says, “well, I’m sure you’ve already thought of this, and I was thinking… ” He would go on to describe an idea or solution that you hadn’t considered at all.

Michael has also been tireless in his giving to those in need, serving on many boards, and becoming involved in supporting and funding a wide range of community economic development projects. Some of our most well-known social enterprise and economic development nonprofits have grown under his tutelage. Almost always, he leverages both his volunteering and his philanthropy by involving others, and he’s engaged an untold number over the years. By doing so, he has shown many people new and exciting ways to make a difference in the world while building his base of support for those causes most dear to his heart.

Why This is Coaching That Leaves an Indelible Imprint on the Soul
Over the years, these two coaches became dear friends, and part of my “family of choice,” as Maggie so aptly termed it. Michael and I still talk on a regular basis, now more as peers who share about our lives, our work, our spiritual practice and those causes that are our passions. And though she is long gone, Maggie’s legacy can still be seen everywhere, and I often consider what she might say about an issue I find challenging. Modelling skills and strategies helpful to my professional development, they served as powerful coaches and examples. They have demonstrated purposeful and value-driven lives. Lives that make a difference in the world. And they have left an indelible imprint on my soul.

Thinking Like a Lawyer is the Key to Success in Law

They say if you want to be a successful lawyer you have to change the way you think. Now some people already think like lawyers so it makes sense they will make good attorneys. However, if you don’t think like a lawyer it’s important you start thinking like one. Indeed, one of the first things you need to do, is to understand that your time is worth money and you must bill for every single phone call, every letter you write, every e-mail you create, and try to turn even your social gatherings and meetings into potential marketing opportunities.

Now for most people, this would seem disingenuous, but if you want to be a standout attorney you need to change the way you think and to be more like the others that are in this field. The top attorneys are very careful to bill for every single second of every single day (some double and triple bill or so we are told, without any admission of guilt from any legal eagles). And they are very careful to call clients back right away and schedule a time to talk to them on the phone for as long as possible so they can bill them.

This is one of the keys to making lots of money if you’re in the legal profession. Another thing a lawyer needs to do is stop thinking about what is right and wrong, and start thinking about loopholes in the law and ways to get around the law for your clients. People that hire attorneys do so, so they can avoid the laws, manipulate the laws, or get around them.

This means that successful person in the law profession will need to constantly be thinking as they are listening to their clients and asking them questions and keeping the conversation going so they can bill for more hours. Please consider all this.

Bad Credit, No Problem With High Risk Loans From Specialized Lenders Online

If you know your credit score stinks, then choosing one of the high-risk loans can help you get the cash you need in your pocket fast. When you know you need a little financial assistance, you can turn to online lenders to help you in a pinch. These lenders can help you with many different types of loans and you can get cash in your bank account the same day, if necessary. The best part is they specialize in bad credit, so you don’t have to worry about what your report looks like. Some of these lenders don’t even check your credit, which can be very helpful.

Fast Cash Bad Credit Loans

The easiest type of high-risk loan to get is going to put up to $1,500 in your pocket with 24 hours. Most know this type of loan as a cash advance or payday loan. These fall in the personal loan and signature loan categories and they won’t require a credit check. If you need cash fast, this is the type of loan you want to consider because you can put cash in your pocket within a few hours, in most cases. Simply apply online, become approved, fax in any necessary documents (usually pay stub, copy of ID, and a utility bill), electronically sign your loan documents and get your money.

Unsecured High Risk Personal Loans

Another type of loan you can get if your credit is ugly comes in the form of an unsecured high-risk loan. These loans don’t require collateral, but they will not be all that easy to get. They are often reserved for those with good credit, but some lenders will work with bad credit, as well. It may take up to a week to become approved and get your money, but you can get much more with this type of loan. These personal loans can give you up to $25,000 and often will have a much longer term than other loans. You may get up to 5 years to pay the loan back and this can really help when you need money in a crisis and a few hundred dollars won’t cut it.

Peer 2 Peer or Person 2 Person Loans

Another online loan you can use if you have bad credit is known as a P2P loan. This type of loan website actually connects individual investors with those seeking loans. They can help you get the cash you need very fast and this can really make a difference. Most of the time you can get your loan within a week and the individual investors won’t look too closely at your credit rating. They base the loan on what you have to say and how equipped you are to pay the loan back.

Co-Signer Loans

If you cannot become approved for the loan you need, don’t have any collateral to secure it, and need more than a cash advance offers, then a co-signer may be necessary. You will need someone with good credit that can vouch for you by signing the loan documents, as well. They will be at risk if you don’t pay the loan back and it may be hard to find a co-signer, but you might not have any other option.

Pawnshop Loans

However, if you cannot find a co-signer and the other options above don’t work for you; it is possible to get a pawnshop loan. This is a very easy loan to get, but you will need collateral. The good news is they don’t require the collateral to be a property you own or a vehicle. They will accept jewelry, electronics and pretty much anything of value. Most of the time you will get about half or a little more of the actual value of the item, as the loan amount. You will have 90 days to pay the loan back and get your item out of pawn, in most cases.

When you have bad credit, it can be difficult to get a loan, but if you get creative, you can find the money you need. If all else fails, you can go right back up to first option and get a cash advance online. This is probably the most popular type of online high-risk loan out there because of the quick turnaround. The good news is some companies actually give you up to 100 days to pay your cash advance back and they will give you lower payments because of the longer amount of time.

What Makes a Hotel Receive Five-Star Status?

So you’re planning a holiday, maybe you’re visiting a city in your own country or you’re experiencing abroad. Whatever your reason for travel, understanding why five-star hotels are more expensive and what makes them more appealing can help you identify if this is the right choice for you.

It is important before you start looking at five-star establishments, that you understand that every country has its own rating process and result. There are certain things you should expect from your hotel and when paying five-star luxury prices, the one thing you can be certain of is the finest quality elegance and luxurious guest accommodation that is spacious and well-appointed. All guest rooms should be en-suite with their own bathrooms, either shower or bath, or both and toiletries and amenities.

The next thing you will find when choosing a five-star hotel is that they have a twenty-four hour reception desk, which can be beneficial. You can leave your key at the hotel when you go out, reducing the risk of losing the key and you can get it from the open reception desk whatever time you decide to return back to the hotel. Smaller hotels and those with a lower rating, may not have a twenty-four-hour reception, this means that you need to take your key with you, sometimes you have to allow yourself into the building on your return to get back to your room with ease.

Five-star hotels have a certain level of cleanliness and maintenance that they need to maintain. In addition to their luxurious accommodation, hallways, restaurant and public areas must be spotless and gleaming without broken lights or lamps or taps that don’t work.

Further, a five-star hotel should always have a concierge service. A concierge service will handle everything for you during your stay. Do you want to hire a car? No problem the concierge will arrange it for you. Do you want to dine at a top restaurant? They will make recommendations and make the booking on your behalf. Do you want to see one of the top West End musicals? They will book your tickets for you so you don’t have to.

In addition to this, a five-star hotel is also to have certain facilities that you expect. They should have an on-site wellness centre where you can enjoy a range of top quality treatments. They should also provide you with access to a fitness facility and swimming pool.

The hotels in the United Kingdom with five-star status also provide their guests with a restaurant where you can enjoy breakfast, lunch and dinner on a daily basis. You can also enjoy the added convenience of twenty-four hour room service, ordering food to your room, sitting back and relaxing after a long day in business meetings or touring the city to see the sights.

The staff at these top establishments are all trained to the very highest standards. They are all qualified and experienced in the area to provide their guests with a first class service.

Kancheepuram Silk Sarees Online Shopping

Kancheepuram Silk Class

If you are someone who is looking forward to getting yourself some traditional Kancheepuram sarees but don’t really know much about Indian ethnic fashion, then the best option for you is to get to know some information about Kanchipuram silk sarees. Kanjeevaram sarees come from the very popular city of Kanchipuram in the state of Tamil Nadu. The city is referred to as the ‘City of a thousand temples’. It is in the bylanes of this ancient city that the silk of the best quality is painstakingly handwoven to create this incredibly resplendent saree style.

The main raw materials used in the making of these sarees are pure mulberry silk threads, zari (gold and silver threads) as well as traditional dyes. Kancheepuram silk sarees are an integral part of marriages in South India. Suitable for women of all ages, types of functions and ceremonies, they form an integral part of every Indian Bride’s trousseau. These sarees are treasured so much that they are often passed down through several generations. The history of Kancheepuram silk has its origins about 400 years ago. The famous Chola King “Krishnadevaraya”greatly encouraged the trade of silk during his reign.

Although this splendid artform suffered a temporary setback during the French invasion in the 17th century, it gained momentum eventually. Kancheepuram sarees are highly sought after all over the globe. Their sheer exquisiteness attracts people from regions far and wide. The zari used as decorative features is a blend of gold and silver threads.

After realizing the importance of preserving this wonderful art and occupation and its tremendous potential, the State and Central Governments have taken various measures to protect these age-old art forms. Kancheepuram which is a town in Tamil Nadu with more than 150 years of weaving tradition is brimming with highly skilled artisans and craftsmen whose skills have been passed down through the generations. These sarees are characterized by gold dipped silver threads that are woven on premium quality silk.

Kancheepuram silk is thicker than almost most other silk varieties, and is therefore more expensive. The heavier the silk, the better the quality. Peacock and parrot are the most commonly featured motifs on Kancheepuram fabrics. Although lightweight kancheepuram sarees are also popular as they are easier to wear and more affordable, the traditional varieties are still the most sought-after.

Atlanta Real Estate Online

Atlanta real estate online services help you meet all your real estate needs in and around Atlanta. They help you to buy or sell your property or to relocate. These online services provide information on all residential and commercial properties for sale. Atlanta real estate online services are equally helpful for both experienced investors and first-time buyers.

There are hundreds of reliable websites offering you many kinds of Atlanta real estate services. Most of them have good listings of homes and other properties. They display high-quality photographs of homes and office buildings. In most cases, price tags are also provided. Certain real estate firms with online services make use of multiple listing services (MLS). Many companies offer mortgage help as well. Online real estate services usually monitor your deal from the very beginning to the final settlement.

Most Atlanta real estate agents foster their own websites. They provide huge area-wide lists of real estate properties. Information about some of the best real estate agents is also provided through various websites. These agents will help you make a market evaluation of properties, price your home, and pursue the various procedures involved in the buying or selling process.

Online Atlanta real estate services offer you many advantages, especially if you are an outsider. They offer direct access to various properties available for sale. These services keep you abreast of the changes in trends and help you make decisions accordingly. Atlanta’s online real estate is flourishing, owing to a rapid growth in the Atlanta population and the increased rate of employed people.

Find a Cheap Lawyer?

What do Santa Claus, the Easter Bunny and cheap lawyers have in common? A dumb question to be sure, as there is no Santa Claus, Easter Bunny or cheap lawyers; however if you have a legal problem and you need to get it fixed, there are some alternatives to consider before you give a lawyer a retainer.

Paralegals

When talking to a paralegal they cannot give you specific legal advise, but they can talk to you in general terms, and you might be surprised at some of the solutions they might suggest that you as a lay person might not even be aware are available, like talking to the Small Business Administration if you have problems with your business. SBA offices will often times have retired lawyers that they can refer you to get free advise. SBA offices usually have libraries with lots of reference tools that you can use.

Legal Forms Online

One resource that you might consider is Nolo which provides many legal forms that you can fill out yourself; many times if the item under consideration is straightforward this can be a simple and easy solution. They also provide articles, many are very topical such as using bankruptcy to avoid or forestall foreclosure of your home. They also have forms for simple wills and simple incorporation.

Mediators

Many times both parties would if possible like to avoid going to court and a mediator might be a solution that works for your circumstances. Divorces in particular using this strategy might save you thousands of dollars, which in this taxing emotional period not introducing or enlarging existing money problems can make a bad situation, a little more bearable.

There is always going to be a need for lawyers and figuring out when is always going to be tricky. Many lawyers will answer some questions for you for free to see if you do need there services, others might charge a small consultation fee. If you do need a lawyer, looking for a cheap one might actually cost you more money in the long run!

This is not legal advice and should not be acted on as legal advice. This is general information for you to consider. If you have legal question get legal help from a licensed attorney or paralegal.

Timing the Apartment Hunt is Crucial

If you are hunting for an apartment, you should be aware that the task will be a challenging one, especially with the economic crisis that has been going on for some time now. Therefore, here are some tips that can make the search easier.

When it comes to apartment hunting, the first thing that you have to realize that timing is very important. The real estate market is highly competitive and finding an affordable apartment can be an onerous task. It is important that you keep a sharp lookout for apartments, search a number of places and have an open mind. You should have the ability to make quick decisions if you happen to find a good apartment. Rents, certain charges and benefits keep changing.

You should not start searching for an apartment too early. You should start your search around two to three weeks before you intend moving in. This way you will get a more accurate picture about the rent. Make sure you look hard in all the places where you would like to live.

Before you begin your search, it is advisable to check a rental website that has a listing of all apartments available in city and neighborhood that you would like to live in. The website should have a floor-plans, tours, amenities and specials so that you can make a decision. Once you have narrowed your selection to a few select apartments, call up and arrange a visit.

After visiting a few apartments, you might be able to make a decision without any problems. Remember to keep searching until you find the perfect apartment.